Insurance Coverage
We at Perfect Posture Chiropractic and Wellness accept extended health insurance and employee benefits.
Direct Billing with Insurance Plans
We directly bill many major extended health insurers. Please find the list of extended health insurers bellow:
- Benefit Plan Administrators
- Beneva
- Canada Life (previously Great-West Life)
- Canadian Benefit Providers
- Canadian Construction Workers Union
- Chambers of Commerce Group Insurance
- CINUP
- Co-operators Insurance
- Coughlin & Associates Ltd.
- Cowan Insurance Group
- DA Townley
- Desjardins Insurance
- Empire Life
- Equitable Life of Canada
- First Canadian Insurance Corp.
- GMS Carrier 49
- GMS Carrier 50
- Green Shield Canada
- GroupHEALTH
- GroupSource
- Humania
- Industrial Alliance (iA Financial Group)
- Johnson Inc.
- Johnston Group Inc.
- La Capitale Financial Group
- LiUNA Local 183
- LiUNA Local 506
- Manion Wilkins & Associates
- Manulife Financial
- Maximum Benefit
- Medavie Blue Cross
- NexgenRx
- People Corporation
- RBC Insurance
- RWAM Insurance Administrators
- Simply Benefits
- Sirius Benefits
- SSQ Insurance
- Sun Life Financial
- Telus AdjudiCare
- Union Benefits
- UV Insurance
Understand your Insurance Policy
Insurance policies differ, even within the same company. Your plan may have specific restrictions that you may need to familiarize yourself with:
If your plan does not cover 100% of the treatment fee, all costs not covered by your plan must be paid by you.
Some plans will have a deductible, which is the amount that you need to pay out of your own pocket before your insurance covers.
In these situations, the insurance reimburses you rather than the clinic.
Some plans require you to manually submit claims, which means sending in receipts and applying for reimbursement.
There might be a cap on your coverage per visit.
Contact your insurance company to verify specific details of your plan, such as annual limits, coverage percentage and required documents (e.g. doctor's referral).
Motor Vehicle Accident (MVA)
If you're involved in a motor vehicle accident (MVA), auto insurance may pay for chiropractic care, physiotherapy and massage therapy to help your recovery. We help with MVA claims and provide direct billing wherever possible.